How to Write Checks with Cents
Writing checks is a fundamental skill that everyone should know, especially in the United States where checks are still widely used for transactions. One of the most common questions that people have when writing checks is how to include cents. In this article, we will guide you through the process of writing checks with cents, ensuring that your checks are accurate and professional.
Understanding the Format
Before diving into the details of writing checks with cents, it is essential to understand the format of a check. A typical check consists of several sections, including the date, payee, amount in numbers, amount in words, memo, and signature. The amount in numbers section is where you will write the check amount, including both dollars and cents.
Writing the Amount in Numbers
To write the amount in numbers, start by writing the dollar amount in the designated box. For example, if you are writing a check for $100.00, write “100” in the box. Next, move to the cents section, which is usually a line or a small box. Write the cents amount following the decimal point. In our example, since there are no cents, you would write “00” in the cents section.
Writing the Amount in Words
After writing the amount in numbers, you need to write the same amount in words. This is to ensure that the amount is clear and legible. Start by writing the word “and” followed by the dollar amount in words. For our example, you would write “and one hundred.” Then, write the word “dollars” followed by the cents amount in words. Since there are no cents in our example, you would write “and 00/100.”
Examples
Let’s look at a few examples to illustrate the process:
1. Writing a check for $25.00:
– Amount in numbers: 25
– Amount in words: and twenty-five dollars and 00/100
2. Writing a check for $100.50:
– Amount in numbers: 100.50
– Amount in words: and one hundred dollars and fifty cents and 50/100
3. Writing a check for $375.75:
– Amount in numbers: 375.75
– Amount in words: and three hundred seventy-five dollars and seventy-five cents and 75/100
Additional Tips
– Always double-check your work to ensure that the amount in numbers and words match.
– Make sure that your handwriting is clear and legible, as this can prevent any misunderstandings.
– Keep your checks secure and avoid leaving them unattended in public places.
Writing checks with cents is a simple task once you understand the format and follow the proper steps. By following these guidelines, you can ensure that your checks are accurate, professional, and accepted by any financial institution.
