What do I need to cash a check at Walmart?
Cashing a check at Walmart is a convenient option for many people, especially when you need quick access to your funds. However, to ensure a smooth and hassle-free experience, it’s important to know the necessary requirements. In this article, we will discuss the items you need to bring with you when cashing a check at Walmart.
1. Government-Issued Photo ID
The first and most important requirement is a government-issued photo ID. This can be a driver’s license, state ID, or passport. The ID must have your current name and address, as Walmart needs to verify your identity. It’s essential to have a valid ID with you, as Walmart cannot cash a check without it.
2. The Check
Of course, you’ll need the check you wish to cash. Make sure the check is made payable to you and that it’s not older than six months. If the check is dated before the current date, Walmart will not be able to cash it. Additionally, ensure that the check has not been altered or tampered with in any way.
3. A Second Form of Identification
In some cases, Walmart may require a second form of identification to verify your identity. This could be another government-issued ID, a utility bill, a bank statement, or a lease agreement. The purpose of this additional ID is to ensure that the address on your primary ID matches the address on the check.
4. Signature Card (if applicable)
If you have a Walmart MoneyCard, you may need to provide a signature card when cashing a check. This card contains your signature and is used to verify your identity. If you don’t have a signature card, you can request one at the Walmart MoneyCard customer service desk.
5. Account Information (if depositing the check into a Walmart MoneyCard)
If you plan to deposit the cashed check into your Walmart MoneyCard, you’ll need to provide your card number and PIN. This will allow Walmart to transfer the funds to your card account. Make sure you have this information ready before visiting the store.
6. Cash Handling Fee (if applicable)
Please note that Walmart may charge a cash handling fee for cashing checks. The fee varies by location and can range from $3 to $5. It’s important to inquire about the fee at your local Walmart before proceeding with the transaction.
In conclusion, to cash a check at Walmart, you’ll need a government-issued photo ID, the check itself, and possibly a second form of identification. Additionally, if you plan to deposit the check into a Walmart MoneyCard, have your card number and PIN ready. Remember to check the cash handling fee at your local Walmart to avoid any surprises. With these requirements in mind, you can ensure a smooth and efficient check-cashing experience at Walmart.
